Practice Areas

The Law Office of Simmons & Purdy has earned an enviable record of favorable settlements and resolutions on behalf of our clients. We take great pride in our reputation as persuasive negotiators and aggressive litigators.

Real Estate

Mortgage Lending Laws and Foreclosure Relief

IRS Representation

Taxation

Real Estate - The capable attorneys at the Law Office of Simmons & Purdy represent clients in all proceedings and transactions that deal with real property (land) and the structures attached to it including:

• Preparation of real estate purchasing and leasing documents
• Mortgages and Foreclosures
• Title Examinations
• Quiet Title Actions
• Closings
• Management
• Formation and Structuring of Real Estate Partnerships
• Easement and Adverse Possession Issues
• Real Property Tax Assessment Issues

Our attorneys appear before all administrative and judicial bodies dealing with land use and other related matters. Let the experienced attorneys at the Law Office of Simmons & Purdy assist you with sound advice on any aspect of your real estate transactions.

Mortgage Lending Laws and Foreclosure Relief – The Law Office of Simmons & Purdy is one of a handful of law firms with years of experience in representing clients whose are experiencing problems with their mortgage lender, loan broker or loan servicing agent.

We can help you to determine whether you have been the victim of a predatory loan scheme and we can determine whether or not your lender has complied with all federal and state lending laws.

If you are having problems with your lender, broker or loan servicer, call us to discuss:

• Federal Truth in Lending Act Violations (TILA & HOEPA)
• RESPA Violations
• California Financial Code §4970
• Fair Debt Reporting Act
• Reverse Mortgage
• Elder Abuse
• Department of Real Estate Matters
• Loan Servicing Violations
• Loan Accounting Matters
• Predatory Loans

If you are facing foreclosure on your home because of oppressive mortgage terms, insurance fees, interest rates which were changed or undisclosed prior to closing, your mortgage lender or broker may have failed to follow the Truth in Lending Act or other state and federal statutes. Countless homeowners across the country have been victimized by these fraudulent practices.

If you have received a “Notice of Default” or your home is in foreclosure, let the experienced attorneys at the Law Office of Simmons & Purdy determine whether your foreclosure and credit problems qualify for statutory relief.

IRS Collection Representation - The seasoned attorneys at the Law Office of Simmons & Purdy represent clients who owe for back taxes or tax penalties to the Internal Revenue Service (IRS), the California Franchise Tax Board (FTB), the California Employment Development Department (EDD) and the State Board of Equalization (SBE). We utilize a variety of measures on behalf of our clients including:

• Offers in Compromise
• Installment Agreements
• Relief from Liens and Levies
• Filing Delinquent Returns
• Analysis to Determine Tax Relief through Bankruptcy
• Penalty Abatement
• Appeal and Tax Court Representation
• Trust Fund Penalty Abatement

Our attorneys are well versed in all collection related matters including hearings and appeals before the IRS, EDD, SBE, and FTB. We can help with issues relating to liens, levies, Offers in Compromise, 100% Penalty and tax deposit issues.

The Law Office of Simmons & Purdy will provide sound and savvy answers for all of your tax questions.

Taxation- The experienced attorneys at the Law Office of Simmons & Purdy represent individuals and commercial clients in matters with tax implications, identifying and addressing state and federal tax issues, structuring transactions in such a way as to minimize taxes and avoid inherent tax problems.

• Tax, Business and Licensing Analysis Regarding Choice of Business Entity
• Minimizing Corporate Level Taxes
• Employee vs. Independent Contractor Options
• Marriage Planning Tax Options
• Divorce Planning Tax Options
• Like-Kind Exchanges
• S Corporation Tax Planning
• Business Valuations
• Business, Individual and Estate Tax Return Preparation*
• Trust Accounting*

*through in-office C.P.A.

The Law Office of Simmons & Purdy will provide sound and savvy answers for all of your tax questions.

We invite you to contact us by email or by telephone at (831) 464-6884 to set up a personal consultation. We will answer your inquiries promptly and confidentially.

Law Office of Simmons & Purdy
2425 Porter Street, Suite 10
Soquel, California 95073
Tel: (831) 464-6884 ∙ Fax: (831) 464-6886

Soquel, California lawyer, Pamela D. Simmons, proudly serves Santa Cruz, Monterey, Santa Clara, and San Benito Counties, as well as Santa Cruz, San Jose, Capitola, Watsonville, and Scotts Valley with Real Estate, Predatory Lending Liability, Mortgage Lending Law, Foreclosure Relief, Representation before the IRS and other Taxation needs.